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Processing Method
Processing Method Used frequently by individual teams to kick-start work, this method functions primarily as a facilitation guideline for weekly status meetings. Step 1: METRIC review Review any...
View ArticleBain Ventures: Trends in Payments Innovation (PDF)
Bain Ventures dropped this deck. It’s worth a look. Some trends that I found interesting/relevant, based on what I’ve been seeing lately client-side: Developer-friendly payments – banks didn’t go there...
View ArticleDecluttering the Company
There has been an explosion of “performance imperatives”: in 1955 firms typically embraced between four and seven of them; today, as they strain themselves to be kind to the environment, respectful of...
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Deciding Method
DECIDING METHOD The below is essentially a carbon-copy of Sociocracy’s Decision-Making Process, just decoupled from the notion of governance and structure. The aim of this method is to enable fast...
View ArticleBanks’ New Competitors
The rise of private-label banks, like The Bancorp, which power the new offerings — not only by upstarts like Simple and Moven but by major players like T-Mobile and Google — shows how regulatory...
View ArticleUmpqua Bank – Responsive Example
The bank prides itself on doing everything differently. Instead of sending out junk mail offering consumer loans, Umpqua employees attached small flyers to potted plants and placed them on 1,700...
View ArticleStellar, Yett
Stellar won’t be a transformative protocol when speculators start hedge funds to bet billions on its rising value, or when 1 Stellar becomes as valuable as 1 BTC. Stellar will be transformative when a...
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Working Principles
Working Principles The following principles provide guidance for all work; by applying them, especially when combined with processing and deciding methods, teams and organizations are able to become...
View ArticleThe Iterating Organization
This is a great story from The Next Big Sound – an analytics platform for the music industry – on their transition from legacy to modern ways of working. First, we agreed to do away with strictly...
View ArticleThe Recession Generation’s Impact on Finance
I’m really interested in finance, lately, if you hadn’t noticed. I’m particularly interested in the way new consumer behaviors, and decades of implicit training, are pushing people who could be...
View ArticleJohn Willshire: Progress Checklist Idea
John Willshire over at Smithery has a nice set of questions that could serve as a fantastic checklist or facilitation guide for mentors – imagine setting down with a colleague or a group of colleagues...
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More Regulatory Capture
As the debate reminds us, large companies enjoy power as lobbyists. When they are monopolists, the incentive to lobby increases because the gains from because the gains from convenient new rules and...
View ArticlePeer-to-Peer Insurance?
Peer to peer lending is about managing several one time low implication relationships (loan agreements), peer to peer insurance is about managing one high implication relationship with many people....
View ArticleThe Podular Company
Here’s a few excerpts from a longish post with predictably great illustrations from Dave Gray. The challenge in aligning incentives is threefold: First, incentives must be real and tangible enough that...
View ArticleBank as Platform, Banking as Verb
Mobile Money also offers the latest example in a larger story of how brick-and-mortar continues to fade into the banking background for some consumers. “Banking is a verb rather than a noun,” says...
View ArticleHandelsbanken: Responsive Banking
Handelsbanken is different in many ways. It has developed a model that provides a blueprint for other banks emerging from the financial crisis and seeking ways to regain customers’ trust and profitable...
View ArticleNew Governance Models
I am not the first person to worry about the joint-stock company. Adam Smith, founder of modern economics, argued: “Negligence and profusion . . . must always prevail, more or less, in the management...
View ArticleThe Inflexible Org
Yet even short-sighted or embarrassed managers should react when the threat from upstart technologies becomes clear. They do not, economists reckon, because of organisational rigidities. Ms Henderson...
View ArticleNine to one
The first five years of the twenty-first century saw a renewed wave of innovation and investment, this time less focused on computer hardware and more focused on a diversified set of applications and...
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